WICA stands for the Work Injury Compensation Act, which is a legislative framework in Singapore that mandates employers to provide insurance coverage for work-related injuries or death suffered by their employees.

Under WICA, employers are required to maintain insurance for the following employees:

• all employees involved in manual work; and
• all other non-manual workers earning S$2,600 or less a month.

However, employers are susceptible to legal liability for claims under both WICA and also the Common Law for all employees, even if they are not under the categories mentioned above.

Introducing The Work Guard – our comprehensive solution designed to protect employers’ liability while offering invaluable services. With competitive limits for common law and medical expenses, it goes beyond by providing a range of additional benefits.

These extras, such as enhanced coverage for common law and medical expenses, as well as protection for non-occupational accidental death and permanent total disablement, ensure your employees are supported even outside of working hours. This distinctive offering establishes us as a leader in work injury compensation insurance.

Rest assured, your business and employees will benefit from extensive coverage, paired with our unwavering commitment to service excellence and a proven track record in claims management.